Neil has always had a slightly unhealthy obsession with spreadsheets. He started tracking every rupee he spent at twenty-two, not because he was broke, but because he wanted to understand where his money actually went — and the answer surprised him.
With a commerce background and four years spent working in fintech before moving to content, Neil brings a grounded, practical perspective to personal finance. He is not a SEBI-registered advisor, and he is upfront about that. What he is good at is translating complex financial concepts into plain language that makes people feel in control rather than overwhelmed.
He writes about the kind of money habits that do not require a six-figure salary or a financial planner — budgeting systems that work on a salaried income, the basics of SIPs and mutual funds, building an emergency fund, and understanding your credit score without the jargon.
"The best financial decision I ever made was understanding the difference between a want and a priority. Not between a want and a need — everyone tells you that. Between a want and something you have actively decided matters to you. That shift changes everything."
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